Top Banks Offering Credit Card Loans In 2025: Interest Rates & Features Compared
Mystery of No-Interest Introductory Offers
Introductory offers with no interest for an extended period are making a significant impact in 2025. These deals that previously lasted up to a year have now been extended, in some cases, up to 24 months, providing considerable financial breathing room for new customers.
While these offers are marketed as advantageous, the reality is more complex. Many consumers fall into the trap of accruing high balances during the interest-free period only to be hit with substantial interest charges afterwards.
It’s a strategy banks employ to entice, but savvy consumers can use these offers to their advantage with careful planning and by paying down balances before the introductory period ends.
More people are realizing how to utilize these offers wisely without stumbling into debt traps. But what’s most surprising is the hidden agenda that financial institutions might not want you to uncover…